Stupid bank!

I've just checked my bank balance online and instead of having the money I thought I had (and I keep track of every withdrawal and check I write), I instead have a negative balance, partly due to an overdraft fee. The reason for this is that I was charged an "unavailable funds fee" a few days earlier - I don't know for what. Also, the money for returning the Haverford books has not yet gone back on my card. I hope I don't need to go back to the bookstore about that. I definitely need to go to the bank and figure out what this "unavailable funds fee" crap is, because if it was a mistake they shouldn't make me pay the overdraft fee either.

Another problem is that my computer won't connect with the school's FTP server through any means. I spent a ridiculous amount of time in the computer lab with the student workers trying to get it fixed. Now they say I should go in on Monday to talk to one of the professional techs and see what I can do.

Why does everything have to go wrong at once? Why?....